I've used mass pay a couple of times now and the rate seems good. The mass pay notification comes for me Thursday around 5pm (Eastern Europe time). First time I withdrew to GBP bank for $3 fee and it arrived Monday morning. Second time I withdrew as Bitcoin and it arrived within an hour. The fee for Bitcoin was $5.25 but in the conversion, not sure if (this is because of coin base fees) I lost a further $10. Still better than $25 wire fee though.
As for the jew law I have no idea, maybe a Canadian model has more info.